1) Always balance your checkbook. It goes without saying, that if you're going to keep an accurate picture of your bank account, you must keep a checkbook register. Most people don't write checks anymore, but I am astonished at the number of people who settle for just glancing at their online banking. There are TONS of transactions that pend for days at a time, only clearing after you've mistakenly spent money that you really didn't have. This results in high overdraft fees and trying to dig your way out of temporary debt. These fees can be avoided if you simply keep a register.
How does this apply to weight loss? You must keep an accurate accounting of your nutritional deposits and withdrawals just like in a bank account. There are free websites and apps that will help you get (and stay) organized. Fitday.com is my favorite, but myfitnesspal.com also boasts great helps. These handy little things will give you an accurate picture of what exactly you've ingested that day, and if you enter your activities and exercises, it will automatically calculate your calorie burn. Weight management simply boils down to calories in/calories out. Logging your food intake and activities to keep you from having to pay back any "overdraft fees" from overspending on your calorie budget.
2) Diversify your investments. When you want to invest money in order to get a great return, you need to diversify your investments. You wouldn't want to put all of your savings into one stock. What if that stock does poorly? You've lost your entire savings! You want to invest in different stocks, bonds, IRAs, CDs, and other options in order to target the best area for investing. This allows you to have little risk and to maximize on profit!
How does this apply to weight loss? Over time, your body tends to get too accustomed to the same workouts. If you're only walking and not doing any other kind of workout, how is that helping your arms? If you're only lifting weights, how is that helping your bum? If you're only riding a bicycle, over time, your muscles that are used to peddle that bicycle will become tone, but the rest of your body will be neglected. It's best to do multiple activities and to change them up a bit whenever you can. Your body will become overall more healthy if you diversify.
3) Don't borrow more than you can afford. Everyone knows that it's not a good decision to borrow money that you are unable to pay back. Why put yourself in a financial bind when it's not necessary? Sure that new car may smell and look wonderful. It may be fun to drive, and it may be nice and clean. But what's going to happen a few months from now when you have to decide whether to pay the mortgage or that car loan note? Wouldn't it have been better to have bought something you could afford so you could actually enjoy your purchase instead of regret it?
How does this apply to weight loss? Don't think for a minute that you can walk that piece of cake off after dinner. Don't fool yourself into thinking that just because you ate at Subway you can afford to add the cookie. One cookie has just as many calories as that healthy sandwich. Yes, it does. Look it up. AND, it will take you over 45 minutes to walk off ONE cookie. Now, was that 2 minutes of pleasure worth the 45 minutes of sweat...for ONE (1), UNO cookie? Now, if you've been disciplined all day, and if you have logged your calories and activities and see that yes, you CAN afford the cookie, then go for it! You deserve the reward. But don't think that everything will just work itself out, if you really can't afford the calorie payment. It's harder to repay than you think.
4) Keep your pin number and debit card secure. There are thieves out there prowling around looking for ways to steal your money. They will watch you at the ATM and at the Point of Sale Terminal just to watch your fingers. If they can get their hands (or their eyes) on your information, they will wipe you out faster than you can say, "skinny."Yes, and they will make your bank account skinny too. When you buy something on the internet, be sure that you're shopping on a reputable website that keeps your information safe and secure. It's your money, and they want it. You've earned it. They haven't.
How does this apply to weight loss? There are thieves out there just waiting for you to fail at weight loss because they themselves haven't done it. They haven't disciplined themselves, and quite frankly they're jealous. A person at work will bring you a cupcake...everyday. Yes, yes it happened to me. They will purposely bake things on holidays and birthdays to try to make you fail. Even though you've obviously lost the equivalent of an elementary school child since you've seen the loved one, they will purposely not say a thing. They will say and do things like that to steal your excitement and joy of your accomplishment. Don't let them. Keep it secure. It's your's. You've earned it. They're jealous.
I hope this little post has entertained (and helped) you in some way. May you never think about banking or weight loss in quite the same way!
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